Call: 281-993-9442

Commercial Umbrella Insurance

If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.

The rising costs of lawsuits and judgments are important for today’s business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.

Commercial Umbrella Insurance

Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other insurance policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, Insurance advisor of Texas recommends that your business insurance program include this coverage.

What is Excess Liability Coverage?

This coverage provides extra liability limits over an Umbrella policy. This coverage typically follows the terms of the first underlying insurance policy.

Who needs Excess Liability Coverage?

Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, and/or significant public exposure.

Talk to Insurance advisor of Texas about your business operations. We can advise you on what kind of liability coverage you need to protect yourself and your company. Give us a call and we’ll help make sure you’re covered.

Get an online today to see what discount you might be eligible for auto insurance.

get a quote

    Quote Online

    You can save on your insurance in five minutes.








    Explore Other Types of Insurance

    Homeowner Insurance

    Your home is perhaps your most valuable possession, so you’ll want to make sure you have the appropriate coverage at a good price. Our agents will shop your home to find you the best deal at a coverage you feel is satisfactory. Plus, get competitive rates with our multi-line insurance discounts. If you want personalized [...]

    Windstorm Insurance

    Windstorm Insurance Running from June 1st to November 30th, hurricane season poses a huge danger to Texas homeowners. Windstorm insurance provides coverage for wind and hail, helping mitigate the process of repairing your home. For certain counties, mortgage lenders often require windstorm insurance to qualify. These counties include: Galveston Brazoria Chambers Calhoun Cameron Willacy Jefferson [...]

    Auto Insurance

    Auto Insurance Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your insurance advisor can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money. Get an online [...]

    Commercial Auto Insurance

    Commercial Auto Insurance Florida Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, and medical payments or Personal Injury Protection (PIP) for the driver and passengers of the [...]

    Helpful Business Insurance Resources